Global Markets
Consultants, Ltd.









CONTENTS
 




 

Risk Assessment Courses 
 

 

Risk Assessment:  Historical Analysis 

Length: 5 days

Course Overview:
Risk Assessment: Historical Analysis is an in-depth look at the fundamental tools of historical financial risk assessment. The program is customized to the needs of the sponsoring organization. Participants will have a direct link between the historical risk concepts and the job responsibilities in their business line assignments.

Case Study Options:
The cases are tailored by industry, region and client size

Subject Focus and Content:

  • Financial Information: reading the financial statements, annual reports, 10K’s and other required information
  • Business and Industry: giving the numbers a context.
  • Ratio Analysis: identifying the key indicators.
  • The Income Statement: driving bottom line performance.
  • The Balance Sheet: seeing what is and isn’t there.
  • The Cash Flow Statement: valuing operating effectiveness. 
  • The Written Analysis: communicating the results.

Target Audience:
Participants are those who will benefit from a solid foundation in historical financial analysis.

Participant Objectives:

  • Effectively analyze the historical performance of the client.
  • Anticipate the structural and market weak points.
  • Provide a sound, defensible foundation for a credit decision.
  • Communicate the risk assessment in a clear, concise manner.

Participant Requirements:
Participants should have a good working knowledge of corporate finance and accounting.

Instruction Methodology:
In addition to a theme case, the workshop utilizes lectures, examples, group discussions and small team exercises.

Risk Assessment: Forecast Analysis

Length: 5 days (4 days without the case study)

Course Overview:
Risk Assessment: Forecast Analysis class builds on the concepts of historical risk assessment to provide meaningful working parameters for future financial performance. The course uses sound projection and modeling concepts to create reasonable, real world forecast from which risk-based decisions can be made. The program is customized using the tools and formats of the sponsoring organization which enables participants to have direct applicability of the concepts to their business line job assignments. 

Case Study Options:
The cases are tailored by industry, region and client size.

Subject Focus and Content: 

  • Forecasting concepts and tools.
  • Building a bridge to historical analysis, management strategy and operating environment.
  • Sensitivity Analysis to create a range for probable outcomes.
  • Evaluating the capacity for debt.
  • Debt structuring – matching projected cash flow to obligations.
  • Corporate Valuations concepts and tools.
  • Communicating the results.

Target Audience:
Participants are those who will benefit from a solid foundation in forecast financial analysis.

  • Effectively analyze the projected performance of the client.
  • Anticipate structural & market weak points.  
  • Provide sound, defensible foundations for a credit decision. 
  • Communicate the risk assessment in a clear, concise manner.

Participant Requirements:
Participants should have a good working knowledge of corporate finance, accounting and historical risk analysis.

Instruction Methodology:
In addition to a theme case, the workshop utilizes lectures, examples, group discussions and small team exercises.

Risk Assessment: Dynamic Cases

Length: 2 days 

Course Overview:
Risk Assessment: Dynamic Cases in Financial Analysis synthesizes historical and projected financial analysis with a proposed client loan request. This case study format enables participants to transition from the theoretical concepts of a financial analysis course to the practical realities of analyzing a bank client. The emphasis of the course is on a clear, practical decision that is clearly and effectively communicated.

Case Study Options:
The case is based on an actual client of the sponsoring organization.

Subject Focus and Content:

  • Reviewing the fundamentals of risk assessment.  
  • Analyzing the specifics of the case.
  • Creating and sensitizing the projections.  
  • Making a recommendation.
  • Communicating the results.

Target Audience:
Participants who are transitioning from entry level training program to an assignment within a business unit.

Participant Objectives:

  • Effectively analyze the projected performance of the client.
  • Anticipate structural & market weak points.  
  • Provide sound, defensible foundations for the credit decision.
  • Communicate their risk assessment in a clear, concise manner.

Participant Requirements:
Participants should have a good working knowledge of corporate finance, accounting and historical risk analysis.

Instruction Methodology:
The case study based workshop focuses on bringing together the risk assessment concepts and practical application to the business line assignment. Participants work in small groups with coaching from the instructor.

Risk Assessment: Advanced Cases 

Length: 2 days 

Course Overview: 
Risk Assessment: Advanced Cases in Forecasting brings together the theories of forecasting with the practical application of a client loan request. The tools of the sponsoring organization, including their financial projection model, are used to make create a dynamic learning experience for seasoned bankers who are looking to enhance their forecasting skills. 

Case Study Options:
The course uses a case based on an actual client of the sponsoring organization.

Subject Focus and Content: 

  • Discuss the fundamentals of forecasting  
  • Analyze the specifics of the case
  • Reviewing the projection model format
  • Create and sensitize the projections  
  • Evaluate the output and making a recommendation
  • Communicate  the proposal with clarity

Target Audience:
Relationship managers, product specialists and senior analysts who want to enhance and refine their forecast analysis skills for better business results.

Participant Objectives:

  • Analyze the projected performance of the client.  
  • Anticipating structural & market weak points.
  • Providing sound, defensible foundations for decision-making.
  • Communicate risk assessment in a clear, concise manner.

Participant Requirements:
Participants should have a good working knowledge of corporate finance, accounting, risk analysis and basic financial modeling.

Instruction Methodology:
This interactive workshop focuses on a roundtable style discussion of the agenda topics. The case study is the catalyst and unifying element for a high level of participant interaction.

Risk Assessment: Using 3rd Party Information

Length:  4 hours   

Course Overview:
Risk Assessment: Using 3rd Party Information takes a critical and informative look into the information, research and other resources that bankers use to make risk based decisions. 

Subject Focus and Content:

  • Reading and understanding the financial reports.  
  • Examining Annual Reports, 10K’s, 10Q’s and other public information.
  • Understanding the notes to the financial statements  
  • Rating Agencies overview  
  • Using internal risk ratings as a check & balance  
  • Third-party research and analysis  
  • Pitch books & debt memorandums: using other banker’s information to make a risk assessment
  • The role of common sense

Target Audience:
Relationship managers, credit decision makers, research analysts and others who use 3rd party information to form opinions and make decisions.

Participant Objectives:

  • To understand the strengths and limitations of the financial information that is used in the decision-making process.
  • To appropriately keep in context the 3rd party information relied upon in making an assessment of risk.

Instruction Methodology:
The workshop uses examples and information that is available to participants in their current job assignments.

 

 

 

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